Although the situation appears dire right now, help does exist for homeowners. There are numerous local coalitions working to educate and help individuals in trouble. There are housing counseling agencies spending countless hours working on behalf of their clients to arrange loan workouts. There are phone hotlines which operate 24 hours a day, 7 days a week, and there are refinancing products available to provide borrowers with fixed rate loans.

Common Foreclosure Questions Common Foreclosure Questions contains answers to the most commonly asked foreclosure questions.	Don't Give Up Your Rights! How to File an Answer to a Foreclosure Complaint Without an Attorney is a sample answer to a foreclosure complaint. You have only 28 days to tell your side of the story. If you do not respond, your home will be foreclosed .	Loss Mitigation Contacts If You Can't Make Your Mortgage Payment, Call Your Lender and Ask for Loss Mitigation. Loss Mitigation Contacts is a list of telephone numbers for the Loss Mitigation Departments of some of the larger mortgage companies.
Resources by County Resources by County contains a map of Ohio counties and other resources. Click on a particular county and you will access a list of available resources for that county. There is also a list containing Statewide Resources. These lists are updated regularly.	Whom Do You Call? Whom Do You Call? has helpful information on foreclosure related issues.	Foreclosure Topics Current news and information related to foreclosure.

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